1. Getting Multiple Quotes Getting quotes from multiple insurance companies seems like an obvious starting point. But, most of us just stick with the same carrier because we think of it as a bill that we are forced to pay and we just pay it each month. You might be surprised, however, by how much
After a long day, the last thing anyone wants to do is spend an hour making dinner. Ordering Uber Eats is easier but more expensive. The dilemma arises: make dinner, save money, but be exhausted; or order dinner, spend more money, but be rested. There is a third option: the buffalo chicken wrap. It is
Start this summer on the right foot by decluttering problem areas in your home. These areas tend to accumulate things all year long. Removing the clutter means a nice, clean look. Getting Started Before you begin, get several boxes for sorting things. You’ll want one labeled trash, one for donations, and one for recycling. Have
Every day most of us go to bed thinking of the things we should have done better and how it will be different tomorrow. The reality is most us won’t make major changes by tomorrow. Sounds depressing – but sometimes the truth stings. Instead of thinking of ways to change the entire way operate, focus
Cut Back On The Cable Bill It seems like cable has become a necessity of life, but is it really that important? If you tell your kids you are cutting off the cable you will probably witness a complete meltdown. So if you if want to cut out the cost of cable but still have
Summer is always the busiest busy season for HVAC service technicians, and you may end up waiting weeks or months to schedule your appointment. Even emergency air conditioning services are usually overbooked within the summer. So before you run your home cooling system on full blast 24/7, attempt the following pointers to scale back the
Sign up for a Health Savings Account (HSA) The popularity of HSAs is growing, and they’re likely to stick around for the long term. “HSAs are triple-tax-free,” says Chatzky. “The money goes in pretax and grows tax-free, and if you use it to pay for medical expenses, withdrawals are tax-free.” The bottom line: Having an
The average U.S. household owes $16,061 in credit card debt, up from 10% from $14,546 in 2006, according to an analysis released by personal finance company NerdWallet. That figure is still down from the recent high of $16,912 at the height of the recession in 2008. Credit card debt levels aren’t expected to hit pre-recession
Tax season is in full effect and saving money on your tax preparation may help you with other bills or even a night out on the town. Here are some tips to help you reduce your tax preparation expenses. How much will you pay? Tax preparers vary in the way they charge for their services.
Mortgage rates finally seem to be rising, not exactly the news homeowners were hoping to hear. The average rate on 30-year fixed-rate mortgages climbed to 4.46 percent this week from 4.43 percent last week. This marks the highest average since early 2014, but homeowners wanting to refinance have other options. Smart homeowners looking for lower